BUSINESS BANKING
  

Small Business Checking

Designed for the Sole Proprietor, Small Business Checking offers the convenience of a checking account with interest plus low monthly fees! Enjoy unlimited check writing and ATM/VISA® Debit card use with no per-check or per-transaction charges. Opening Balance $50.00 No monthly service fees - when meeting the required minimum daily balance of $500.00 (see Fee Schedule) FREE ATM/VISA® Debit card FREE Internet Banking FREE Bank-by Phone Monthly Imaged Statements

Business Checking

Our low-fee, business checking account offers the convenience of a checking account with low minimum balance requirements and unlimited check-writing privileges. Minimum Opening Balance $100.00 No monthly service fees - when meeting the required minimum daily balance of $1000.00 (see Fee Schedule) FREE Internet Banking FREE Bank-by Phone Monthly Imaged Statements No per-deposit or per-check fees FREE ATM/VISA® Debit card* * FREE ATM/VISA® Debit card with proper authorizations.

Sweep Checking

Do you maintain a higher balance in your business checking account, but are unable to earn interest as a business? Look into our Sweep Checking. Low Minimum Opening Balance No monthly service fees - when meeting the required minimum daily balance (see Fee Schedule) Funds will transfer into your business account as you write checks Excess funds (over minimum balance) will transfer into interest bearing account FREE Bank-by Phone FREE Internet Banking Monthly Imaged Statements

Money Market Deposit Account
 
A higher-yield checking account designed for occasional check writing needs.

• Minimum Opening Balance $2500.00
  
• No monthly service fees when minimum deposit is maintained (see Fee Schedule)
  
• Maintain daily balance of $2500.00 to earn interest
  
• Unlimited deposits and in-person withdrawals
  
• FREE Internet Banking
  
• FREE Bank-by Phone
  
• Monthly Imaged Statements

1st Bank of Sea Isle City is proud to be a part of our local business community. With our main focus on customer service, it is our goal to make doing business with us as easy and convenient as possible.

Statement Savings
 
A convenient and accessible way to save money, our statement savings works well
on its own or linked to your FREE 1st Bank ATM card or VISA® Debit card*

• No Minimum Opening Balance
  
• No monthly service fees
  
• Maintain only $10.00 daily balance to earn interest
  
• Free Internet Banking
  
• Free Bank-by-Phone
  
• Interest paid quarterly
  
• Monthly Statements**

Looking for a way to invest that extra capital? Our Step-Saver is an easy way to put money aside at a higher yield but still have the liquidity that other accounts don’t provide. Interest paid monthly No monthly service fees –when minimum balance is maintained (see Fee Schedule) Higher balances earn higher interest Free Internet Banking -Account information and transfer credits Free Bank-by-Phone

PARAGON Escrow Account
 
Do you handle more than 5 escrow accounts a year? Are you buried under
piles of administrative paperwork maintaining separate records for each tenant? Let us do the work for you!

• No Minimum Opening Balance
  
• No monthly service fees
  
• Earn interest on all Escrow Deposits
  
• Close out Escrow accounts with just a phone call!
  
• Free Internet Banking
  
• Free Bank-by-Phone
  
• Monthly Statements detailed by tenant

Merchant Credit Card Services

Central Atlantic Merchant Services

1st Bank of Sea Isle City has made arrangements with Central Atlantic Merchant Services, Inc., to provide our business customers with POS technology. If you are interested in offering credit card sales at your place of business, stop in at your local branch office or e-mail us at customerservice@1stbankseaisle.com and ask about our referral program. We will be more than happy to ask one of the specialists at Central Atlantic Merchant Services, Inc. to contact you.