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BUSINESS BANKING
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1st Bank of Sea Isle City offers several business banking products designed to offer maximum benefits with minimal limitations.

We offer several business checking packages – designed for the Sole Proprietor and for more commercial enterprises

Business Checking
 

Small Business Checking

Small Business

Designed for the Sole Proprietor, Small Business Checking offers the convenience of a checking account with interest plus low monthly fees! Enjoy unlimited check writing and ATM/VISA® Debit card use with no per-check or per-transaction charges.

  • Opening Balance $50.00
  • No monthly service fees -
    when meeting the required minimum daily
    balance of $500.00 (see Fee Schedule)
  • FREE ATM/VISA® Debit card
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements

Business Checking

Our low-fee, business checking account offers the convenience of a checking account with low minimum balance requirements and unlimited check-writing privileges.

  • Minimum Opening Balance $100.00
  • No monthly service fees -
    when meeting the required minimum daily
    balance of $1000.00 (see Fee Schedule)
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements
  • No per-deposit or per-check fees
  • FREE ATM/VISA® Debit card*
* FREE ATM/VISA® Debit card with proper authorizations.
Calculator3

 

Money Market Deposit Account
 
Calculator2A higher-yield checking account designed for occasional check writing needs.

  • Minimum Opening Balance $2500.00
  • No monthly service fees when minimum deposit is maintained (see Fee Schedule)
  • Maintain daily balance of $2500.00 to earn interest
  • Unlimited deposits and in-person withdrawals
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements
 

 

 

Business Savings 

1st Bank of Sea Isle City is proud to be a part of our local business community. With our main focus on customer service, it is our goal to make doing business with us as easy and convenient as possible.

Statement Savings
 
ATMA convenient and accessible way to save money, our statement savings works well
on its own or linked to your FREE 1st Bank ATM card or VISA® Debit card*

  • No Minimum Opening Balance
  • No monthly service fees
  • Maintain only $10.00 daily balance to earn interest
  • Free Internet Banking
  • Free Bank-by-Phone
  • Interest paid quarterly
  • Monthly Statements**
*VISA® Debit card available only when combined with an eligible Checking Account, and subject to proper authorizations.
** Active accounts only, otherwise statements are quarterly

Step-Saver
Stocks Looking for a way to invest that extra capital? Our Step-Saver is an easy way to put money aside at a higher yield but still have the liquidity that other accounts don’t provide.
  • Interest paid monthly
  • No monthly service fees –when minimum balance is maintained (see Fee Schedule)
  • Higher balances earn higher interest
  • Free Internet Banking -Account information and transfer credits
  • Free Bank-by-Phone

PARAGON Escrow Account
 
Paper DeskDo you handle more than 5 escrow accounts a year? Are you buried under
piles of administrative paperwork maintaining separate records for each tenant? Let us do the work for you!

  • No Minimum Opening Balance
  • No monthly service fees
  • Earn interest on all Escrow Deposits
  • Close out Escrow accounts with just a phone call!
  • Free Internet Banking
  • Free Bank-by-Phone
  • Monthly Statements detailed by tenant

 

 

 

Merchant Credit Card Services

Credit Card

1st Bank of Sea Isle City does not directly process Merchant Credit Card Services.

Please Contact Us for more information regarding our current Merchant Credit Card Services arrangements.