Personal Checking Options
1st Bank of Sea Isle City offers a variety of personal banking options designed to meet the needs of your busy lifestyle.
We offer several different Checking Account packages, each with its own features and benefits intended to make banking just a little bit easier. With FREE ATM/VISA® Debit services, FREE Internet Banking, and FREE 24-hour Bank-by-Phone, along with our Internet Bill Payment service you can access and manage your accounts any time, day or night, even from the comfort of your own home
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts such as traditional checking accounts or demand deposit accounts that may earn interest, NOW Accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Free-n-Easy Checking
Offers the convenience of a checking account without the hassle of monthly fees! Enjoy unlimited check writing and ATM/VISA® Debit card use with no per-check or per-transaction charges.
- Opening Balance $50.00
- No monthly service fees
- FREE ATM Card or Visa Debit Card
- FREE checks for the life of the account (limited to program checks only)
- FREE Internet Banking
- FREE Bank-by Phone
- Monthly Imaged Statements
NOW Account
Our low-fee, interest-bearing checking account offers the convenience of a checking account with low minimum balance requirements and unlimited check-writing privileges.
- Minimum Opening Balance $50.00
- No monthly service fees - when meeting the required minimum daily balance of $500.00 (see Fee Schedule)
- Maintain only $100.00 daily balance to earn interest
- 1st order of checks FREE (Limited to Safety Paper Checks)
- FREE ATM Card or Visa Debit Card
- FREE Internet Banking
- FREE Bank-by Phone
- Monthly Imaged Statements
1st Choice Checking
Designed with our customers 50 and older in mind, 1st Choice checking offers a choice of an interest-bearing or a non-interest-bearing checking account, each with its own features and benefits.
1st Choice Checking with interest
- Minimum Opening Balance $50.00
- No monthly service fees
- Maintain only $100.00 daily balance to earn interest
- FREE ATM Card or Visa Debit Card
- FREE Internet Banking
- FREE Bank-by Phone
- 1st order of checks FREE (Limited to Safety Paper Checks)
- Monthly Imaged Statements
- FREE Direct Deposit
1st Choice Checking without interest
- Minimum Opening Balance $50.00
- No monthly service fees
- FREE Checks for the life of the account (limited to program checks only)
- FREE ATM Card or Visa Debit Card
- FREE Internet Banking
- FREE Bank–by-Phone
- Monthly Imaged Statements
- FREE Direct Deposit
Money Market Deposit Account
A higher-yield checking account designed for occasional check writing needs.
- Minimum Opening Balance $2500.00
- No monthly service fees when minimum deposit is maintained (see Fee Schedule)
- Maintain daily balance of $2500.00 to earn interest
- Unlimited deposits and in-person withdrawals
- FREE Internet Banking
- FREE Bank-by Phone
- Monthly Imaged Statements
