Loan Rates
Last Update: Tuesday 21, 2012
| Term | Rate | APR* | Points | Payment Per $1,000 |
|---|---|---|---|---|
| 30 Year Fixed Rate | 5.000% | 5.125% | 0.000% | $5.37 |
| 15 Year Fixed Rate | 4.000% | 4.196% | 0.000% | $7.40 |
| 1 Year Adjustable Rate Mortgage | 3.250% | 2.886% | 0.000% | $4.38 |
| 3/1 Adjustable Rate Mortgage | 3.500% | 3.014% | 0.000% | $4.52 |
| 3/3 Adjustable Rate Mortgage | 3.750% | 3.050% | 0.000% | $4.66 |
| Term | Rate | APR* | Points | Payment Per $1,000 |
|---|---|---|---|---|
| 1 to 5 Years | 5.750% | 5.791% | 0.000% | $19.22 |
| 6 to 10 Years | 6.000% | 6.022% | 0.000% | $11.10 |
| 11 to 15 Years | 6.250% | 6.266% | 0.000% | $8.57 |
Prime rate as of 1/31/12 is 3.250% as stated in the Wall Street Journal
- Minimum interest rate or floor is 4.50%
- Maximum interest rate or ceiling is 16.00%
*The Annual Percentage Rate (APR) includes only interest and not other costs.
*The Annual Percentage Rate (APR) is based on the value on an index. The index is the highest prime rate published in the "Wall Street Journal" "Money Rates" table on the last day of the month.To determine the Annual Percentage Rate (APR) that will apply, we add a margin to the value of the index.
*Ask for the current index value, margin and Annual Percentage Rate (APR). After you open a credit line, rate information will be provided on periodic statements we send you.
