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1st Bank Consumer VISA® Debit Cards

With your 1st Bank Checking Account and  a 1st Bank Consumer VISA® Debit Card, you can:

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  • Get cash using an ATM machine 24/7/365 (fees may apply at non-1st Bank ATM Machines)
  • Make purchases online, over the phone and in person without writing a check
  • Make transfers between your accounts

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Working to prevent Debit Card Fraud

Effective March 1, 2009, 1st Bank of Sea Isle City began blocking all International Transactions on our 1st Bank Consumer VISA® Debit Cards.

  • Q: What does this mean? A: You will not be able to use your 1st Bank Consumer VISA® Debit cards to make purchases online, over the telephone or in person if that transaction is processed in a foreign country.
  • Q: What types of transactions are affected? A: All transactions processed in a foreign country will be blocked. This includes Internet transactions (such as gaming sites, online pharmacies and some dating sites), telephone transaction (such as calls placed to certain 800 numbers) or in-person transactions in a foreign country.
  • Q: Why is 1st Bank blocking these transactions? A: 1st Bank of Sea Isle City feels that the risk of debit card fraud far outweighs the benefit of allowing these transactions to continue unintentionally. Within the banking industry there have been several substantiated cases of fraudulent transactions being initiated outside of the U.S., and our analysis shows that our customers do not, as a general rule, transact outside of the country.
  • Q: What if I'm leaving the country? A: If you are traveling outside the U.S., don't worry! Simply fill out a form at one of the branches (or call us to have one sent to you), and we will make sure that your card will work as well while you're gone as it does while you're home!  
  • Print out a Travel Request Form

 

Unlawful Internet Gambling Notice

 
The Unlawful Internet Gambling enforcement Act (UIGEA) prohibits any person engaged in the business of betting or wagering, as defined in the Act, from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling.  The Department of the Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
 
As defined in Reg GG, unlawful Internet gambling means to 'place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such a bet or wager is unlawful under any applicable Federal or State law or tribal lands in which the bet or wager is initiated, received or otherwise made'.
 
1st Bank of Sea Isle City prohibits unlawful Internet gambling transactions from being processed through your account or banking relationship including but not limited to your ATM or Debit Card.  1st Bank of Sea Isle City will not open accounts for customers engaged in any Internet gambling business, including legal Internet gambling businesses.
  • Contact Us for additional information regarding Reg GG.
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