| Term | Rate | APR* | Points | Payment
Per $1,000 |
|---|
Residential Mortgage Rates
|
30 Year Fixed Rate**
|
6.625%
|
6.683%
|
0.000%
|
$ 6.40
|
|
25 Year Fixed Rate**
|
6.500%
|
6.564%
|
0.000%
|
$ 6.75 |
|
15 Year Fixed Rate**
|
5.750%
|
5.839%
|
0.000%
|
$ 8.30
|
*APR=Annual Percentage Rate
**Based on a $250,000 loan on a primary or second home in 1st lien position, with an 80% LTV.
Rates and Terms are subject to change.
Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment will be greater. (If escrow is established)
| Rate adjustments are based on the weekly average yield of the U.S. Treasury Securities adjusted to the constant maturity as made available by the Federal Reserve Board, plus a margin of 2.75% and rounded to the nearest 1/8th.2% Adjustment Cap/6% Lifetime Cap. Rate subject to change. |
| Term | Rate | APR* | Points | Payment
Per $1,000 |
|---|
Adjustable Rate Mortgages
|
1 Year Adjustable Rate Mortgage**1
|
5.500%
|
7.565%
|
0.000%
|
$5.68
|
|
3/1 Adjustable Rate Mortgage**2
|
5.750%
|
7.275%
|
0.000%
|
$5.84 |
|
5/1 Adjustable Rate Mortgage**3
|
6.250%
|
7.196%
|
0.000%
|
$6.16
|
*APR=Annual Percentage Rate
**Based on a $250,000 loan on a primary or second home in 1st lien position, with an 80% LTV.
**1-30 Year Term, annual interest rate adjustment. Interest rate floor of 2.750%
**2-30 Year Term, annual interest rate adjustment after the first 3 years. Interest rate floor of 2.750%
**3-30 Year Term, annual interest rate adjustment after the first 5 years. Interest rate floor of 2.750%
Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment will be greater. (If escrow is established)
Rates and Terms are subject to change.
| Term | Rate | APR* | Points | Payment
Per $1,000 |
|---|
Fixed Rate Home Equity Loan Rates
|
1 to 5 Years**
|
7.000%
|
7.197%
|
0.000%
|
$19.81
|
|
6 to 10 Years**
|
7.250%
|
7.358%
|
0.000%
|
$11.74 |
|
11 to 15 Years**
|
7.500%
|
7.579%
|
0.000%
|
$9.41
|
*APR=Annual Percentage Rate
**Based on a $100,000 loan.
All loans subject to credit approval.
NMLS ID: 675679
|
