Privacy Statement

View or print a copy of our Privacy Disclosure

At 1st Bank of Sea Isle City, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with 1st Bank of Sea Isle City, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We at 1st Bank of Sea Isle City believe we can do both through the Privacy Policy outlined below.

At 1st Bank of Sea Isle City, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. While information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. Thus, the safekeeping of customer information is a priority for 1st Bank of Sea Isle City.

Information about our customers is accumulated from a variety of sources. Some information is provided to 1st Bank of Sea Isle City directly by customers themselves. Other data is developed by 1st Bank of Sea Isle City as a function of providing a product or service to a customer. Still other information is obtained from outside sources. We will limit the use and collection of information about our customers to that which is necessary to administer our business, provide superior service, and offer opportunities that we think will be of interest to our customers. This means that we will use information to help us identify and mitigate potential risks or loss to 1st Bank of Sea Isle City. We will also use information to help us identify additional information only in accordance with the principles set forth in this policy.

We continually strive to maintain complete and accurate information about you and your accounts, and may occasionally ask you to confirm or provide additional information. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us as soon as possible. We will investigate your concerns and correct any inaccuracies.

Each 1st Bank of Sea Isle City employee is required to follow our Company “Code of Ethics” which states that all customer information is considered private and privileged and is to be used solely for the purpose of providing you with the finest service available.

1st Bank of Sea Isle City is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards.

When it comes to sharing customer information with unaffiliated companies, 1st Bank of Sea Isle City places strict limits on who receives specific information about customer accounts or other personally identifiable data. 1st Bank of Sea Isle City may share information with such companies if they provide a product or service that may benefit our customers. Whenever we do this, we carefully review the company and the product or service to make sure that it provides value to our customers. We share the minimum amount of information necessary for that company to offer its products and services.

We may also share information with unaffiliated companies when they assist us in providing our products and services to our customers in the normal course of our business (for example, with consumer reporting agencies and government agencies); when it is legally required or permitted in connection with fraud investigation and litigation; in connection with acquisitions and sales; and at the request or with the permission of the customer.

 It is 1st Bank of Sea Isle City’s policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of a bona fide corporate due diligence or business matter unless, 1) the information is provided to help complete a customer-initiated transaction; 2) the customer requests or permits it; 3) the disclosure is required by or allowed by law (e.g., subpoena, investigation of fraudulent activity, request by regulator, etc.); or 4) the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and given the opportunity to decline (i.e. “opt-out”).

When 1st Bank of Sea Isle City conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

At 1st Bank of Sea Isle City we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how 1st Bank of Sea Isle City protects your confidential information, please call your local branch at 609-263-8750 (Sea Isle City), 609-624-1000 (Seaville), 609-465-7211 (Swainton).