Holiday Hours

We will be closed on Monday, July 4th for Independence Day
Our Landis Ave Branch will be open Sunday, July 3rd 9:00am-12:00pm

Fee Schedule

With low minimum balances and no hidden fees, 1st Bank is the best choice for all your banking needs.

NOW Checking Account

Fees: Each month you will be assessed a service charge of $5.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $500.00

Statement Savings Account

Fees: If more than six (6) pre-authorized transfers, including automatic or telephone/internet transfers, are attempted during any statement cycle, the Bank may at its discretion a) refuse to execute the pre-authorized transfers and to b) charge you an excessive transaction fee of $5.00

Step Saver

Fees: Each month you will be assessed a service charge of $25.00. You may avoid this fee if you maintain, each day during the statement cycle a daily balance of at least $5000.00.

Withdrawals are limited to one per month. Any withdrawals in excess of one per month will result in a $5.00 fee per excess transaction.

Small Business Checking Account

Fees: Each month you will be assessed a service charge of $5.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $500.00

Business Checking Account

Fees: Each month you will be assessed a service charge of $10.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $1000.00

Money Market Deposit Account*

Fees: Each month you will be assessed a service charge of $4.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $2500.00

If more than six (6) pre-authorized transfers, including checks, drafts or similar order, automatic or telephone/internet transfers, are attempted during any statement cycle the Bank may at its discretion a.) return the additional items unpaid and/or refuse to execute the pre-authorized transfers and/or b.) charge you an excessive transaction fee of $5.00 per transaction.

In addition, if any of the checks are presented for an amount of less than the required minimum check amount of $300.00 1st Bank may at its discretion a.) pay the check or b.) return the check unpaid.

*Effective June 1, 2020 New Money Market Deposit Accounts are no longer being offered.

Other Account Fees

The following fees apply to NOW Checking Accounts, Free-n-Easy Checking Accounts, 1st Choice Checking Accounts, Money Market Deposit Accounts, Small Business Accounts, and Business Checking Accounts. Some fees may also apply to Statement Savings Accounts.

Fee TypeFee Amount

Check Printing

Price may vary depending on style

Non-Sufficient Funds*

$30.00 per occurrence

Stop Payment Request

$15.00 per check

Certified Check

$10.00 per check

Copy of Check

$3.00 per check

Copy of Statement

$5.00 per statement

Return Deposited Item

$10.00 per item

ACH Non-Sufficient Funds*

$30.00 per item

ACH Stop Payment Request

$15.00 per item

ATM Non-Sufficient Funds*

$30.00 per item

Statement Reconciliation and Statement Research

First 15 minutes free; each additional 30 minutes, $5.00

Replacement ATM/Debit Card

$10.00 per Card

Dormancy Fee

$5.00 per month after 2 years

 *Insufficient funds created by check, in-person withdrawal, ATM withdrawal or other electronic means.

Miscellaneous Fees and Charges

Fee TypeFee Amount

Coupon Processing

As charged by 1st Bank’s Processing agent

Money Order

$3.00 per money order

Money Order Stop Payment

$5.00 per money order

Research

$2.50 per 15 minute period

Wire Transfers

$18.00 each wire in $18.00 each wire out

Levies

$50.00 each levy

Foreign Remittance and Collections Items

As charged by 1st Bank’s processing agent

Fees and Services are current as of March 1, 2012. For a complete list of current fees and services, along with account disclosure information, please contact your local branch office

Have Questions?

Please contact your nearest branch office for assistance.

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